Terms of Use

Effective Date: 1/7/2025

Welcome to Digital Consulting Group, LLC (“Company,” “we,” “our,” or “us”). Please read these Terms of Use (“Terms”) carefully before accessing or using any part of our website or services. By accessing or using this website, you agree to comply with and be bound by these Terms. IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE DO NOT USE OUR WEBSITE OR SERVICES.

1. ACCEPTANCE OF TERMS

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms, including our Privacy Policy, which is incorporated herein by reference.

2. SERVICES PROVIDED

Digital Consulting Group, LLC operates online platforms that facilitate connections between consumers and third-party lenders and service providers for personal and short-term financial services. We do not offer loans directly, nor do we make credit decisions. Our role is limited to connecting users with independent lenders or financial service providers.

3. ELIGIBILITY REQUIREMENTS

By using this website, you represent and warrant that:

4. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time without prior notice. Your continued use of our site after changes are posted constitutes your acceptance of the revised Terms.

5. THIRD-PARTY RELATIONSHIPS

Our platform facilitates connections with third-party lenders and service providers. We do not control or endorse any third-party offerings. Any disputes, terms, or agreements are strictly between you and the third party.

6. NO GUARANTEE OF LOAN OR APPROVAL

Submitting a request does not guarantee that you will receive a loan, credit, or financial service. We do not control lenders’ decisions, nor do we guarantee acceptance, rates, terms, or amounts.

7. PRIVACY POLICY

Our Privacy Policy governs the collection and use of your personal information. By using this site, you consent to the collection and use of information as described in our Privacy Policy located at [insert URL].

8. LICENSE AND ACCESS

Digital Consulting Group, LLC grants you a limited, non-exclusive, non-transferable license to access and make personal use of this site. You may not reproduce, duplicate, copy, sell, or otherwise exploit any portion of the site without express written consent.

9. INTELLECTUAL PROPERTY RIGHTS

All content, including but not limited to text, graphics, logos, images, software, and trademarks, are the property of Digital Consulting Group, LLC or its licensors and protected under intellectual property laws.

10. PROHIBITED USES

You agree not to:

11. USER CONTENT

Any content submitted by you (e.g., inquiries, feedback) becomes our property. We may use, reproduce, modify, and distribute such content without restriction or compensation to you.

12. DISCLAIMER OF WARRANTIES

THIS WEBSITE AND ALL SERVICES, CONTENT, AND PRODUCTS PROVIDED THROUGH IT ARE OFFERED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

WE EXPRESSLY DISCLAIM ALL WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR RELIABILITY.

WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE OR THAT ANY INFORMATION PROVIDED IS ACCURATE OR RELIABLE. YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

13. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, DIGITAL CONSULTING GROUP, LLC AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL OUR LIABILITY EXCEED THE AMOUNT PAID, IF ANY, FOR ACCESSING THIS SITE.

14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Digital Consulting Group, LLC and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the website, violation of these Terms, or infringement of third-party rights.

15. FAIR LENDING COMPLIANCE

Digital Consulting Group LLC supports fair lending practices and complies with the Equal Credit Opportunity Act (ECOA), the Fair Lending Laws, and other applicable federal and state regulations. We do not engage in discriminatory practices based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Our network of lenders is expected to uphold the same fair lending standards and operate in full compliance with lending laws.

16. CONSUMER COMPLAINT RESOLUTION

If you believe a lender has engaged in misleading advertising, unfair lending practices, or other non-compliant behavior, you may file a complaint with us at [Insert Contact Email]. Complaints are reviewed within 10 business days, and appropriate action will be taken, including referral to regulatory agencies if necessary. Digital Consulting Group LLC encourages transparency in lending and holds its network of lenders accountable for ethical business practices.

17. RESPONSIBLE BORROWING STATEMENT

Taking out a loan is a serious financial commitment. We encourage all users to carefully evaluate loan terms, repayment schedules, and financial obligations before accepting any offer. If you are unsure about your ability to repay a loan, consider consulting a financial advisor or credit counseling service. Late or missed payments may result in additional fees, collections activity, or a negative impact on your credit score. Borrow responsibly and within your financial means.

18. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado and the United States, without regard to conflict of laws principles.

19. JURISDICTION

You agree that any disputes will be subject to the exclusive jurisdiction of the state and federal courts located in Denver, Colorado, USA.

20. ARBITRATION

Any disputes arising under these Terms shall be resolved by binding arbitration under the rules of the American Arbitration Association. YOU WAIVE THE RIGHT TO A TRIAL BY JURY.

21. CLASS ACTION WAIVER

You agree that any claims must be brought individually and not as part of a class, collective, or representative action.

22. TERMINATION OF ACCESS

We reserve the right to terminate or restrict access to our website and services at any time, with or without notice, for any reason.

23. MONITORING AND ENFORCEMENT

We may monitor usage and enforce compliance with these Terms, including investigating and taking appropriate legal action for violations.

24. COMMUNICATIONS

By using this site, you consent to receive electronic communications from us, including notices, agreements, and disclosures.

25. SECURITY MEASURES

We implement reasonable security measures, but we cannot guarantee absolute security of your information.

26. COPYRIGHT AND DMCA POLICY

If you believe your intellectual property rights are violated, please contact us at support@cashscanner.com with detailed information for investigation.

27. NO AGENCY RELATIONSHIP

No joint venture, partnership, employment, or agency relationship exists between you and Digital Consulting Group, LLC as a result of these Terms or use of the site.

28. FORCE MAJEURE

We are not liable for delays or failures caused by events beyond our reasonable control, including but not limited to natural disasters, government actions, or service interruptions.

29. ASSIGNMENT

We may assign or transfer these Terms without restriction. You may not assign any rights or obligations without our prior written consent.

30. WAIVER

Our failure to enforce any provision shall not be a waiver of future enforcement of that or any other provision.

31. SEVERABILITY

If any provision is deemed invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

32. ENTIRE AGREEMENT

These Terms and our Privacy Policy constitute the entire agreement between you and Digital Consulting Group, LLC, superseding any prior agreements.

33. CONTACT INFORMATION

If you have any questions regarding these Terms, you may contact us at:

cashscanner.com
1312 17th Street, Unit 1582
Denver, Colorado 80202
Phone: (720) 388-1896
Email: support@cashscanner.com

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS.